Teghan BakerLicensed Insurance Broker · NPN 21695120
Final expense insurance for 50 and over, explained by a real person.
Answer a few short questions and Teghan will call or text you herself to talk through your options — calmly, and without pressure.
Most people reach Teghan at one of these moments.
- You've just said goodbye to someone and seen what the funeral asked of the family left behind.
- You're past 50 and you'd rather your children never split a bill for you.
- You and your spouse want to settle this together, while it's still simple to do.
- You already have a policy and you're not sure what it covers any more.
- You'd like to leave something behind for someone you love.
If one of those sounds like you, a short conversation is usually enough to see what makes sense — and what doesn't.
What happens after you answer the questions.
Four steps. You can stop at any one of them.
- 1
A few quick questions
Tell Teghan who the coverage is for and roughly what you have in mind.
- 2
Teghan reaches out
She calls or texts from (386) 345-2674 to hear what you want to protect and answer your questions.
- 3
She explains your options
In plain words: what each option would cost you each month and what it would pay. You decide in your own time.
- 4
If you choose to apply
She helps you with the application. The insurance company reviews it, and coverage begins once it's approved.
Protection became personal before it became a profession.
As a mom, Teghan knows how important it is to protect the people we love and plan for the unexpected. That responsibility is what drew her to insurance and to building Grace & Co.
She primarily helps with life insurance, including final expense. Her goal is to make the process simple, honest and personal — no pressure, just real guidance. For Teghan, insurance is more than a policy. It is a conversation about the people you care about and the future you want to protect.
Licensed Insurance Broker · NPN 21695120
Faith. Family. Futures.
Grace & Co. is rooted in faith, family and helping people prepare for tomorrow with care.
“For I know the plans I have for you,” declares the Lord, “plans to give you hope and a future.”JEREMIAH 29:11
What Teghan can help you with.
Most people come to her for final expense. She'll tell you plainly if something else suits you better.
Final expense insurance
Coverage meant to help your loved ones with funeral, burial and other end-of-life costs, so those bills don't land on them.
Whole life insurance
Permanent coverage designed to stay in force as long as the policy requirements are met.
Term life insurance
Coverage for a set number of years, for debts or family needs with an end date.
A look at your current policy
Bring the policy you already have and she'll help you understand what it does and doesn't do.
Questions people ask before they call.
Anything not here, ask Teghan directly — or send her your answers and she'll cover it on the call.
What will this cost me?
It depends on your age, your health, how much coverage you want and the policy itself. Teghan will show you what the options that fit you would actually cost each month before you decide anything.
Is there a medical exam, or a catch?
It depends on the policy. Before you apply, Teghan will tell you exactly what each option asks of you — health questions, or anything more. Availability, eligibility and rates vary by carrier, state, age and health, and coverage is subject to the insurance company's approval.
Will I be pressured to buy something?
No. Grace & Co. is built around explaining your options clearly and letting you decide at your own pace. Saying “not right now” is a perfectly good answer.
How long does all of this take?
The questions take about a minute and the first conversation is short. If you choose to apply, how long the insurance company takes to decide varies — Teghan will tell you what to expect for the option you pick.
What happens after I send my answers?
Teghan calls or texts you herself from (386) 345-2674. Please save her number so you know it's her. If you'd rather not wait, call or text her first.
Why does she ask for my date of birth and a beneficiary?
Your age decides which options are open to you and what they cost. Your beneficiary is the person the coverage is meant to help, so knowing who that is lets Teghan talk about the right thing from the start.
When you're ready, Teghan is one phone call away.
Answer the questions above and she'll call you, or reach her yourself at (386) 345-2674.